Fine Arts Insurance Territories & Situations Covered

Perils Insured

Coverage applies to insured permanent collections and exhibits under the following circumstances.


All risks of physical loss or damage from any external cause, except as excluded.


Coverage of insured artworks while in transit extends to the following conditions:

  • Subject to payment of Scale War Rate in respect to overseas transits to include war, strikes, riots and civil commotions according to institute clauses
  • Wall to wall or domicile to domicile as applicable

Note: This is a summary only. It does not include all of the terms, coverages, exclusions, limitations and conditions in the actual insurance contract.

Please contact us for the specifics you require.