Fine Arts Insurance Limits of Liability & Deductibles

This article provides liability limits for the following categories:

  • Permanent collections and exhibits
  • International fine arts transportation and exhibits (foreign exhibits)
  • Total legal liability coverage
  • A table is also provided for deductibles

Note: This is a summary only. It does not include all of the terms, coverages, exclusions, limitations and conditions in the actual insurance contract.

Limits of Liability

 

Permanent Collections and Exhibits

$50,000,000At the insured's premises (includes all 10 campuses)
$20,000,000At any other location
$20,000,000In transit or any one conveyance
$20,000,000Annual earthquake aggregate per campus
$50,000,000In any one loss or disaster, partial or total loss, or salvage charges, or expenses, or all combined for earthquake losses
$50,000,000In any one loss or disaster, partial or total loss, or salvage charges, or expenses, or all combined for non-earthquake losses

$ 50,000

Submit for film - property of others

 International Fine Arts Transportation and Exhibits (foreign exhibits)
$ 5,000,000in any one loss or disaster
 Legal Liability Coverage
$20,000,000The aggregate in any one loss
 Deductibles
$ 1,000Each claim for loss or damage separately occurring (applies only to owned objects)
$ 10,000Earthquake - each and every loss