This article provides liability limits for the following categories:
- Permanent collections and exhibits
- International fine arts transportation and exhibits (foreign exhibits)
- Total legal liability coverage
- A table is also provided for deductibles
Note: This is a summary only. It does not include all of the terms, coverages, exclusions, limitations and conditions in the actual insurance contract.
Limits of Liability
| Permanent Collections and Exhibits |
|---|---|
| $50,000,000 | At the insured's premises (includes all 10 campuses) |
| $20,000,000 | At any other location |
| $20,000,000 | In transit or any one conveyance |
| $20,000,000 | Annual earthquake aggregate per campus |
| $50,000,000 | In any one loss or disaster, partial or total loss, or salvage charges, or expenses, or all combined for earthquake losses |
| $50,000,000 | In any one loss or disaster, partial or total loss, or salvage charges, or expenses, or all combined for non-earthquake losses |
$ 50,000 | Submit for film - property of others |
| International Fine Arts Transportation and Exhibits (foreign exhibits) | |
| $ 5,000,000 | in any one loss or disaster |
| Legal Liability Coverage | |
| $20,000,000 | The aggregate in any one loss |
| Deductibles | |
| $ 1,000 | Each claim for loss or damage separately occurring (applies only to owned objects) |
| $ 10,000 | Earthquake - each and every loss |